You've got me confused on this...adjusted BAH? You somehow receiving dual BAH (for family not PCSing to Rucker) or something?
DOD BAH rate query for 36362 (Rucker) is $1149 w/dependent and $957 w/o dependent for W-1 is the reason I ask.
So apparently if you are guard you can get a BAH waiver for your home of record if you have a mortgage/own property... or so I'm told. I think you need to apply for the waiver on a case by case basis. I don't think it's dual BAH, I believe it's one or the other.
As far as time to do work goes -- I'm in an awkward position because I can't really get a civilian career oriented job with my training on the horizon. Once I have all my final dates for training locked in I may move down a couple months early and knock-out the house-work.